Recently I had the number of a credit card stolen. It was used to make a couple of fraudulent transactions. However, the funny thing is, I had never used the card nor had I taken it out of the drawer I had put it in when I first got the card. The bank told me that sometimes people can “guess” the number and information of a card…they just keep trying numbers and combinations until they get lucky. But there are other ways of getting numbers that the banks sometimes fail to tell you: sometimes there are leaks everywhere.
Recently there were fraud charges in which the numbers of a few cards were stolen without the cards ever having been used. It is thought that a leak in Equifax or some other crack in the system was to blame.
The bottom line is that if you ever have a card that has been used for a strange or unauthorized transaction, you need to replace the card. Usually the banks will tell you to do this because obviously they don’t want money stolen. But at the same time you as the customer must make sure you keep track of your statements and ensure that there aren’t transactions on there.
One fraud case that has been flying under the radar is the mysterious case of the 9.84 transactions. These are so small that you won’t notice them unless you’re scanning your statement.
If you want to ensure the safety of your online transactions, then you must take steps to secure your computer at all times. This means using antivirus software tools from reputable companies. Anti malware programs are great as well, such as Spyhunter 4 and other similar programs.
Also, make sure you’re not traveling through shady internet neighborhoods. This means that you definitely need to stop going to those adult sites. Oh you don’t go? Okay
Anyway, just make sure you keep an eye on your statement as these fraudulent charges can come out of nowhere.